Does USC have counseling?

USC students are recommended to first meet with Counseling and Mental Health Services in USC Student Health to discuss their personalized treatment plan prior to making appointments with PBHS. Inpathy, a web-based individual counseling service, is available as a long-term counseling option for students on SHIP/Aetna.

Does USC health insurance cover therapy?

Under the Aetna plan, prescription medications, vision care, emergency room care, hospitalizations, long-term mental health counseling (including substance abuse) are all covered at the following negotiated rates: 90% with USC designated care providers and 80% with Aetna preferred care providers.

Is Aetna Managed Choice Open Access a PPO or HMO?

The Aetna Open Access Plan is an HMO that gives members more freedom. Members can visit any in-network provider (PCP or specialist) for covered services without a referral. * You can find Aetna network providers by using our provider search tool.

What is the insurance plan name?

Plan type/plan name: There are many different kinds of insurance plans. Common types are HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), EPO (Exclusive Provider Organization), and HDHP (High Deductible Health Plan).

How do I enroll for USC insurance?

Welcome to the University of Southern California student health insurance plan. For more information, contact customer service at 877-626-2299. You can enroll in the medical plan, or waive the medical plan coverage. Use this convenient tool to easily locate Aetna participating network providers.

How much is the SSAF fee?

2021 Fee rates and due dates The SSAF applies to all UTS students and is levied for both Autumn and Spring sessions for all domestic and international students. The fee will be charged per session at: $156.50 for full-time students (FT – 18 credit points and above, or a study load of 0.375 EFTSL and above)

How much is USC Aiken tuition?

1 unit has a $350 fee, and includes 7.5 hours of total instruction. 2 units has a $700 fee, and includes 15 hours of total instruction.

Which is better PPO or HMO?

The biggest advantage that PPO plans offer over HMO plans is flexibility. PPOs offer participants much more choice for choosing when and where they seek health care. The most significant disadvantage for a PPO plan, compared to an HMO, is the price. PPO plans generally come with a higher monthly premium than HMOs.

Is First health owned by Aetna?

First Health Part D plans are listed because First Health contracts with Aetna. Aetna Medicare plans include stand-alone prescription drug plans (PDP) and Medicare Advantage (MA) plans that cover prescription drugs as well as medical and hospital benefits.

What is better HMO POS or PPO?

A Preferred Provider Organization (PPO) has pricier premiums than an HMO or POS. But this plan allows you to see specialists and out-of-network doctors without a referral. If you know you’ll need more health care in the coming year and you can afford higher premiums, a PPO is a good choice.